There are many rewards programs for people with good credit who are looking for credit cards. A reward card that offers purchase protection is a great choice for people who travel often and need additional insurance for car rentals. You can also take advantage of concierge services that can make traveling easier. Before you choose which rewards card to apply for, make sure to review the benefits.
Capital One Venture Rewards Card
Capital One Venture Credit Card is an excellent choice if your goal is to earn above-average rewards. The card costs $95 annually and can offer you up to four-thousand miles each year. This is after you have spent at least $4,000 per calendar month and made at least two travels. The rewards are also easy to redeem and the Capital One Venture has a growing network of transfer partners.
This card offers travel benefits as well, including a $100 credit for TSA Precheck/Global Entry each year. The card also offers a 75,000 mile sign-up bonus, which doubles the card's value within the first year. It is important to remember that this bonus comes in addition to other benefits.
American Express Gold Card
The American Express Gold Card for excellent credit is a great option for those who want to earn rewards from everyday spending. You can earn rewards based on how often you use the card, and how much each month you spend. The card is a great choice for those who are willing to spend more each month.
There is an annual fee of $250 for this card. It also requires you to pay this fee when you open the card. The fee is $350 per additional card. You can use the annual fee to open up to five accounts. It is important to note that the annual fee is payable in advance, and you must pay it each year when you first open the account.
Citi Simplicity Card
If you have excellent credit, the Citi Simplicity Card may be the right choice for you. This card comes with a relatively low interest and a 21 month 0% intro period on balance transfer. The card also comes with a $5 balance transfer fee, which is still lower than the standard 5% balance transfer fee. If you're looking to earn good credit, this isn't the right credit card.
Citi Simplicity Card: This card offers 2% cashback. You can apply for it even if you have excellent or great credit. And the rewards program is very straightforward. In addition to 2% cash back on all purchases, there are no earning caps, categories, or rules. This makes it the best rewards credit cards for people with excellent credit.
Chase Sapphire Preferred(r) Card
The Chase Sapphire Preferred Credit Card may suit you if frequent travelers are your goal. The card comes with flexible rewards and a generous bonus. Earn double points on purchases in hotels, travel services, and airlines. With partner airlines or hotels, the card allows you to transfer 1-to-1 points.
The Chase Sapphire Preferred Credit Card earns Chase Ultimate Rewards points that you can redeem for travel and gift cards. Points are transferable 1:1 with top hotel and airline partners. Points can be redeemed for credit statements and a 25 percent bonus is available. Additional security and benefits are offered by this card.
J.P. Morgan Reserve Card
You might be eligible for the J.P. Morgan Reserve Card if your credit is excellent. You get a variety benefits with this card, including no annual fee and amazing rewards. The Reserve Card isn’t for everyone. However, people with excellent credit should look into it if they have good finances.
The Reserve Card is made out of palladium. It is worth $1,400 per ounce. Roadside assistance can be obtained for free. It also costs only 27g. You also get a $300 annual travel credit.