There are many credit cards that offer cash back for groceries. The Capital One Walmart Rewards card, American Express Blue Cash Everyday and Discover it Cash Back are just a few of the options. Know how to get the maximum cashback on your card so you can maximize the value of your grocery shop purchases.
Capital One Walmart Rewards card
The Capital One Walmart Reward card is a cash-back credit card designed specifically for shoppers who frequent this popular retailer. This card offers high rewards for Walmart purchases, despite not offering a sign-up bonus. Its premier earning potential is good for the first 12 months, and the rewards can be used for a variety of purchases.
The card comes with an interest-free introductory period and no foreign transaction fees, making it an attractive option for people with average or better credit. However, this card is not available to anyone who shops at Walmart. This card may not be right for you if you shop only at Walmart.
Capital One cards do not allow cashback. However, points can be used to redeem for gift cards or travel offers. These points do not expire and can be redeemed online, with a mobile app, or by calling the credit card company.
Get Cash Back with Discover It
The Discover it Cash Back creditcard is a great option for those who want extra cash back while shopping at the grocery. You can get 1% cashback at participating grocery shops. The card also gives you bonus cash back when your purchase is made at a health club. You can also use the card to attend eligible online and in-person classes. You should note that this offer does not apply to purchases at health clubs.
Discover It Cashback is not for everyone. It has its advantages, but it does require some effort to reap its rewards. Although the rewards rates are very high and the program is simple to use, it's important that you register your card for quarterly reporting. Also, there is a $1,500 spending limit in the categories, meaning that you are likely to fall short in some quarters.
American Express Blue Cash Everyday
American Express Blue Cash Everyday credit is a great option to make a little extra money at the supermarket. You'll also earn Rewards Dollars which you can use to reduce your monthly balance by 25. They can also be used to buy groceries and household necessities. In addition, you'll receive a $15 monthly statement credit.
There is no annual charge and you can earn as high as 3% cashback at grocery stores and gas stations throughout the U.S. Filling up your tank will give you nearly four Rewards Dollars every month.
This card is great for people who spend a lot of money on clothing, groceries, gas and other necessities. The card comes with a range of benefits, including second car rental insurance free of charge and two-year extended warranty for eligible purchases. Blue Cash Everyday card can be a great option for people who travel a lot.