There are many advantages to getting a creditcard with no annual fees. These cards will save you the most money over the long-term. You can use the card with no monthly fees because the annual fee is set. You should always review the terms of your card if you have changes in spending habits or payment plans.
Capital One SavorOne Cash Reward Credit Card
Capital One SavorOne cash rewards credit card is the best option for those who want to earn cash back and not have to pay an annual fee. This card is easy in use and you can get $200 cash back if your spend $500 within 3 months. It has no enrollment or rotating categories. It even comes with a welcome bonus that allows you to get started immediately.
Capital One SavorOne cash Rewards credit card comes with no annual fees and a 0% intro interest rate on balance transfers and purchases for the first 15 month. The balance transfer fee will be charged if you wish to transfer a current balance. However, it is waived after 15 months.
Citi Double Cash
Citi Double Cash credit cards have no annual fees and earn 2% cashback on all purchases. You can choose to receive your cash back as a statement credit, as a check, or as a direct deposit. The minimum redeemable amount is $25 and there is no limit to the amount you can redeem.
If you have a high interest rate debt, this card may be an ideal option for you. Balance transfers can be made to reduce debt at a 3% interest rate. However, you must pay your balance off within 18 months to avoid the interest. The balance transfer fee can add up, so you'll need to do your math before applying.
Citi Prestige
Citi Prestige credit is recommended if you plan on spending a lot on air travel. You get 5x points on air travel, 3x on hotels and 1x on all other benefits with this card. You also get a $250 Air Travel Credit that you can use towards your airline purchases.
Citi Prestige credit-card offers a rewards program which lets you earn ThankYou (r) points for certain purchase. These points can then be converted for cash back or gift cards. Your points can be donated to charity or shared with other ThankYou account owners. You can also use your points for payments of up to $1,000 towards qualifying Citi credit lines.
Discover it(r) Miles
You should consider a Discover It(r) Miles card if you're looking for ways to save money when traveling. The card offers a simple reward program, which allows you to earn 1.5 miles for every dollar spent. The card is also free of an annual charge. Redeem your miles for cash or travel.
The Discover it(r), Miles credit card is available for free if you are looking for a credit card with no annual fees. It gives you 1.5 miles for every dollar that you spend and a 3% interest rate the first year. You can redeem rewards in a variety of ways and get double the rewards upon account opening.