There are very few credit cards available after filing bankruptcy. If you're not yet fully rehabilitated, you may consider a secured credit card, which will require a cash deposit. These credit cards can help you rebuild creditworthiness and improve your score. You can apply for a credit card post-bankruptcy to improve your score.
Capital One Platinum Secured
Capital One offers a card with a very low security deposit. Depending on your credit score, the deposit can be anywhere from $49 to $200. It increases your spending limit by the equivalent amount. Bankrupts are eligible to apply for this credit card provided they pay the security deposit.
Capital One Platinum Security credit card can be applied for by applicants with a poor credit score. To avoid denial, applicants need to have a savings or checking account. Applicants must also prove they have enough income to pay their monthly expenses. If this sounds difficult, an alternative is to apply for a credit without a banking account, such the Green Dot Visa(r), Secured card. These cards can be used for cash deposits at participating shops. They can also be used for free checks.
It's Secure!
A credit card such as the Discover it Secured credit cards is a good option if you're trying to rebuild credit after bankruptcy filings. It is a great choice because of its rewards and features. Also, there is no annual charge. The card does not charge late fees or foreign transactions. Access to your FICO score is also free.
When you start rebuilding credit, be sure to pay your bills on time and follow responsible buying habits. Securing credit cards come with smaller credit limits so it's important to start slowly and make small purchases every month. This will help to establish a payment history that is stable and prove lenders that you do not depend on credit.
Secured Visa OpenSky
The OpenSky Secured Visa for bankrupt credit card is a great option for those with bad credit. You can apply for the card with a debit card or via Western Union, but you will need to pay a security deposit of $200 to $3,000 to get started. Once the money has been received, OpenSky will mail you your card. It can take up to three working days before you get your card.
OpenSky Secured Visa For Bankrupt Credit Card is one of the most attractive options. There are no credit checks or checking accounts required. You will also only need to make a $200 to $3,000 refundable deposit to be approved. This deposit will be your credit limit. You can still get approved for the card if you meet all these requirements, even though you may have low credit scores.
Capital One Platinum Visa to Rebuild Credit
Bad credit people will love a creditcard that gives cash back. A Platinum Visa from Credit One Bank allows you to earn one percent cash back on everyday purchases. Be aware of all fees and conditions. Unexpected fees and rates are common, and you should only apply for the card if you are prequalified for it.
Capital One offers credit cards to people who have been through bankruptcy. They offer a Platinum Visa for Rebuilding Credit with a low rate of interest and no foreign transaction fees. The Credit Protection Program helps you avoid your credit score from falling while you are rebuilding.