Credit cards are all the fashion when it comes cash back rewards. In 2020, welcome bonuses were crazy! In 2022, the top 6 cashback credit cards will be available. A combination of one or more of these cards could result in enough cash for you to travel completely free. Additionally, you will be able to earn points that you can use to redeem gift cards.
Wells Fargo Active Cash(sm), Card offers 2% Cash Back
One of the many reward programs offered by Wells Fargo is the Active Cash(sm). This program offers 2% cashback for purchases. Up to $200 in cash rewards can be earned if you spend $1,000 minimum on your card within three months. You can also redeem your cash rewards for gift cards or a statement credit on qualifying Wells Fargo accounts.
The card's sign-up bonus offers great incentives to use it. There is no annual fee. The only downside is that you will need to spend $1,000 within three weeks of account opening in order to get the bonus. However, this is far from the only drawback to the card. It is still one the few cards that provides 2% cashback, but it's less than other cards.
There are many rewards cards that offer similar amounts but Wells Fargo ActiveCash(sm) with no annual fee is an excellent choice. Its unlimited 2% cash back can be used to complement other rewards cards. A promotional financing offer is available for this card. It's a great choice for consumers who have multiple credit cards.
Discover it Cash Back rewards you with 5% cash back
Discover it Cash Back is a great credit card for those who like to earn rewards without an annual fee. The card offers 5% cash back on quarterly bonus categories as well as a 5% cashback for everything else. There are other options that offer more rewards for everyday purchases. The Citi Double Cash Card offers an unlimited two percent back on every purchase and is more beneficial for those who pay off their purchases every month.
The Discover it(r), Cash Back credit card is for those with good credit scores. It waives the first late payment fee. The credit card also has great benefits such as no annual fees and no penalty APR. This makes it an attractive choice for those who have less than $2,000 in annual spending.
Capital One SavorOne Credit Card - Cash Rewards Credit Card
Capital One SavorOne Cash Reward Credit Card might be right for someone who is a foodie, with a large grocery budget. You can earn cash back for dining out, entertainment, and grocery purchases and the rewards don't expire, making it a great choice for foodies on a budget. You don't pay any foreign transaction fees or an annual fee for this card.
Capital One SavorOne cash rewards credit card offers excellent cash-back rates and no annual fees. The card also includes perks such as discounts at restaurants, grocery shops, and streaming services. You'll also have the added benefit of 0% introductory APR, which makes it a great choice for a low-income consumer.
Before applying for the Capital One SavorOne Cash Rewards Credit Card, it's important to check your credit score to ensure that it's high enough. The Capital One website allows you to check your credit score online. You may not be approved for credit if your credit isn't perfect.