There are many different types of business credit cards. There are cash back cards, miles cards, gift cards, and more. Sign up bonuses and other perks are offered by some cards. Others provide extended warranties and insurance for travel accidents. Some even offer early access for tickets. It all depends on your business needs and what you're looking for.
Capital One Spark Plus
If you're looking for a business credit card, Capital One Spark Plus may be the perfect option. This credit card is available with flexible credit limits and a $150 annual charge. You can also use it for business expenses because there are no restrictions by category. Before applying, there are a few things you should consider.
The annual fee and any late charges should be considered when looking at a credit cards for business use. You should also consider the early spend bonus. This bonus is valuable for businesses that spend a lot in one purchase. You'll be able track all your purchases, as well as set individual spending limits. Companies with multiple employees will appreciate the unlimited 2% cashback.
Capital One Ink Business Unlimited
Ink Business Unlimited credit card offers flat 1.5% cash back on all purchases. There's no annual fee. This makes it an excellent choice for business owners seeking a simple rewards cards. The Ink Business Unlimited card also has a low annual fee and allows you to add authorized users. Cardholders are responsible for any purchases made with the card.
Ink Business Unlimited's business credit card is an excellent option for entrepreneurs who wish to pay no annual fees and receive generous sign up bonuses. The card comes with a 0% APR on purchases and a rewards program that offers generous payouts in other ways. The card also has a low foreign transaction fee, which can be a valuable benefit for small businesses.
American Express Blue Business Credit
The American Express Blue Business cash credit card offers a low annual fee as well as a 2% cashback rate for eligible purchases. When you make a purchase using the card, cash is automatically credited to your account. If you spend more than $50,000 annually, your cash back rate will start to drop to 1%. However, this card is still a great choice for moderate spenders.
Blue Business Cash is a great business credit card option that allows you to earn cash back on all purchases. You get 2% cashback on all purchases and 5% cashback on Capital One Travel purchases. The bonus also includes a $1,000 cash reward that can be redeemed depending on your spending habits.
Bank of America Business Advantage World Mastercard Travel Rewards
Bank of America Business Advantage World Mastercard offers excellent travel rewards. The card offers flexible rewards and no annual fees. It offers 1.5 points per dollar on purchases, and three points for purchases made abroad. After spending $3,000 within the first 90-days of account opening, you will receive 30,000 bonus points.
This card is best for people who have good to excellent credit. You must have a minimum VantageScore or FICO score of 670 to be eligible. You should note, however, that this card is not for everyone. If you have outstanding financial standing and need to apply to a small-business credit-card with no annual fees, consider switching banks.