Applying for a credit card is an option for college graduates. Credit cards need to be used responsibly. You must pay the balance off each month. There are many credit cards that you can choose from to help you get started. These are just a few options: Bank of America(r), Cash Rewards Credit Card and Discover Visa. U.S. Bank altitude Go Secured credit card. Capital One Quicksilver Rewards credit card.
Bank of America Cash Rewards Credit Cards
If you're a recent college graduate, you can consider a cash rewards credit card from Bank of America. The card's benefits include no annual fees and no minimum spending requirements. It also has a special APR period that allows you to pay off purchases with no interest.
The Bank of America Cash Rewards Credit Card for students offers a generous $200 bonus after spending $1,000 on purchases in the first 90 days of opening an account. This is a fantastic bonus as most student credit card companies don't offer this generous bonus. In addition, you will receive a free FICO credit score each month, which is a nice touch when you're first building your credit history.
Discover Visa Credit Card
There are many credit card options available for recent college grads. Some cards have rewards features, while others have low fees. No matter which way you look, you want to find the card that best suits your needs. If you're a recent graduate with good credit, you should be able to get approved without too much trouble. A starter card can be found to help you build credit.
One of the best features of the Discover card is its low interest rate and rewards program. For example, the card offers two percent cash back at gas stations and 1% on other purchases. You can improve your credit score by practicing good payment habits.
U.S. Bank Altitude Go Protected Credit Card
U.S. Bank Altitude Go Secured Credit Card features a attractive rewards program. Users are rewarded for making purchases. Reward points are not subject to expiry and can be used for merchandise or gift cards. You can also redeem your points immediately through text messages.
A secured credit card is a great option if you are planning on graduating from college but don't have a good credit score. This card gives you rewards for shopping at reliable online stores. It also has no annual fee or foreign transaction fees.
Capital One Rewards Credit Card - Capital One Quicksilver
The Capital One Quicksilver Credit Card is an excellent choice for college students looking for a card that will give them cash back on most of their purchases. This card offers 1.5% cashback on most purchases and 5.5% cash back for travel bookings. It does not have an annual fee or foreign transaction costs. Be aware, however, that these benefits may have restrictions.
The Capital One Quicksilver Rewards Credit Card is a great choice for everyday spending. Its 1.5% cash-back rate is one among the highest student credit cards. The card does not have an annual fee. This makes it a great choice for people who intend to make regular purchases. Other student cards offer higher base reward rates in bonus categories but lower general spending.