
If you have excellent credit and are looking for a credit card, there are many rewards programs to choose from. A reward card that offers purchase protection is a great choice for people who travel often and need additional insurance for car rentals. You can also benefit from concierge services that make traveling more enjoyable. Before you decide on which reward card to apply for it's important that you understand all the benefits.
Capital One Venture Rewards Credit Card
If you are looking for a credit card that earns you above-average rewards, consider the Capital One Venture Rewards Credit Card. After spending at least $4,000 per month, and making at least two trips per year, the card will offer up to four thousand miles annually. The Capital One Venture also has a growing number of transfer partners and rewards that are easy to use.
You also get travel benefits with the card, such as a $100 annual fee credit towards TSA Precheck and Global Entry every four year. A 75,000 mile sign up bonus doubles the card’s value, and the card also comes with an extraordinary 2 year guarantee. It is important that you note that this bonus does not replace the other benefits.
American Express Gold Card
If you want to earn rewards on everyday spending, the American Express Platinum Card for excellent credit can be a great choice. The amount you spend each month and how you use your card will affect the rewards system. However, there are many features that make the card a great option for people who want to spend a little more each month.

There is an annual fee of $250 for this card. This fee must be paid at the time you open the card. You can use it on up to five cards at once, but the fee goes up to $350 each for additional cards. Important to remember that the annual fee must be paid in advance and must be paid each year after opening the account.
Citi Simplicity Card
Citi Simplicity Card can be a good choice if credit is good. This card has a relatively low interest rate and offers a 21-month 0% intro period on balance transfers. The card also comes with a $5 balance transfer fee, which is still lower than the standard 5% balance transfer fee. If you're looking to earn good credit, this isn't the right credit card.
Citi Simplicity Card, which offers 2% cashback, is the best credit card. You can apply for it even if you have excellent or great credit. And the rewards program is very straightforward. You get 2% cash back for all purchases. There are also no earning caps or categories. This card is the best reward credit card for people with good credit.
Chase Sapphire Preferred(r) Card
If you are a frequent traveler, the Chase Sapphire Preferred Credit Card may be right for you. The card comes with flexible rewards and a generous bonus. Double points are available for purchases made at hotels, airlines, or travel services. The card also offers a 1-to-1 point transfer ratio with partner hotels and airlines.
Chase Ultimate Rewards points will be earned when you apply for the Chase Sapphire Preferred Credit Card. You can use these points to purchase travel and gift cards. You get points that can be used to transfer 1:1 to top-rated hotel and airline partners. When points are used to redeem for statement credits, you will receive a bonus of 25% Additional security and benefits are offered by this card.

J.P. Morgan Reserve Card
A J.P. Morgan Reserve Card might be a good option for you if you have great credit. This card offers many benefits, including no annual fees and high-quality rewards. While not all people can apply for the Reserve Card, those with exceptional credit may want to consider it if they are financially stable.
The Reserve Card is made of palladium, which is worth $1,400 an ounce. Roadside assistance can be obtained for free. It also costs only 27g. A $300 annual travel credit is also available.