You have many options if you are looking for the best Mastercard card. Mastercard is available through many credit unions and banks that partner with them. This allows them to offer their customers great credit cards, with perks and fast transaction processing. Mastercard is also accepted by most merchants. You may also be eligible for a credit line from another company if your credit score is not good.
Chase Freedom Flex
After opening a Chase Freedom Flex Mastercard card account, you can instantly start to receive rewards in your bank account. Purchases and balance transfers are eligible for the introductory 0% annual percentage rate. There is no annual charge. The variable 0% APR, which will depend on your creditworthiness, will apply to purchases and balance transfers. You still get the great rewards of credit cards such as 5% cashback on selected categories.
Chase Freedom Flex and Unlimited credit card offer 5% cashback on dining and travel, and 3% cashback at drugstores. The Chase Freedom Flex offers rotating bonus categories, which change every quarter. These bonus categories provide additional cash back. Customers can earn 5% cashback in these categories if they spend at least $1500 in them within a calendar year.
Capital One QuicksilverOne
The Capital One QuicksilverOne cash rewards credit card is the ideal credit card for those with average to fair credit. A $39 annual fee is required. However, you can get unlimited cash back up to 1.5% on all your purchases. Redeem the rewards in paper checks or statement credit. The credit card comes with unusually low credit requirements. As long as you make your payments on time, you will enjoy many benefits.
Capital One QuicksilverOne Credit Card offers unlimited cashback on all purchases, except when you spend more that $3,000. This is a generous rate for a credit-building card, and the rewards don't expire. But you must be careful not to spend too much and maximize your reward.
Citi Double Cash
The Citi Double Cash Mastercard is a great card to pay off high-interest balances. It offers a 1% cash back reward every time you make a purchase or pay off an account balance. There are no category restrictions and you can make any purchase with the card. Just make sure to pay the minimum monthly payment and you will receive the cash back.
In August 2014, Citi Double Cash Mastercard was launched. It competes with the FIA Fidelity Amex, but FIA required an account with Fidelity. Since then, the card has been considered a benchmark for cashback credit cards. It also allows you to convert your cashback to ThankYou point, offering higher rewards. Cardholders will now be able earn ThankYou points instead of cash starting in March 2022. These points are worth one cent each.
American Airlines Customized Cash Rewards Mastercard American Airlines Business Advantage
The Business Advantage Customized Rewards Mastercard offers great rewards for travel and business purchases. You can get a $300 statement credits after spending $3,000 within 90 days. There is also a flexible rewards system that allows you match your spending to earn maximum rewards. You can also modify your spending category each monthly to ensure that you are maximizing your rewards throughout year.
Customers with a Merrill Lynch/Bank combined account balance or higher receive a special welcome bonus. The first $50,000 in combined purchases will earn you 3.75% or 5.25% cash back. You also get 3.5% dining reward points. Additional cash back is available for all purchases.