There are many options when it comes to choosing the best Mastercard credit cards. Mastercard is available through many credit unions and banks that partner with them. This allows them to offer their customers great credit cards, with perks and fast transaction processing. Plus, most merchants accept Mastercard. If you have poor credit or are a student, a credit card issued by another company might be your best option.
Chase Freedom Flex
As soon as you open your Chase Freedom Flex Mastercard account, you will be able to start receiving rewards in the wallet. The introductory 0% interest rate applies to balance transfers and purchases, and there is an annual fee. The variable 0% APR, which will depend on your creditworthiness, will apply to purchases and balance transfers. However, you can enjoy the same great rewards as with other credit cards, such as 5% cash back on select categories.
Chase Freedom Flex and Unlimited credit cards offer 5% cashback for dining and travel and 3% cashback at drugstores. There are rotating bonus categories on the Chase Freedom Flex that change each quarter. These bonus categories offer additional cash back, and customers can earn 5% cash back in those categories as long as they spend at least $1,500 in these categories within the year.
Capital One QuicksilverOne
For people with fair or average credit, the Capital One QuicksilverOne Rewards Credit Card is the right credit card. Although you must pay an annual fee of $39, you can earn unlimited cash back of 1.5% on all purchases. You can redeem the rewards as paper checks or statement credits. The credit card does not require you to have a high credit score. There are many benefits to this credit card if you make your payments on-time.
Capital One QuicksilverOne offers unlimited cashback on every purchase, provided you don't spend more than $3,000. This is a generous rate for a credit-building card, and the rewards don't expire. You should avoid spending too much and maximize your rewards.
Citi Double Cash
The Citi Double Cash Mastercard is a great card to pay off high-interest balances. It gives you 1% cashback for every purchase and payment. The card is open to all types of purchases and there are no restrictions on the categories you can use. Cash back will be given to you if the minimum monthly payment is met.
In August 2014, Citi Double Cash Mastercard became available. The Citi Double cash Mastercard is a competitor for the FIA Fidelity Amex. However Fidelity requires an account. Since then, it has been considered a standard for cashback cards. This card offers the possibility to convert cashback into ThankYou Points, which can offer higher rewards. Starting in March 2022, cardholders will be able to earn ThankYou points directly instead of cash. Each point is worth 1 cent.
American Airlines Business Advantage Customized Cash Rewards Mastercard
The Business Advantage Customized Money Rewards Mastercard is a fantastic choice for anyone looking for a credit that offers travel rewards and discounts on business purchases. It provides a $300 statement bonus after you spend $3,000 within 90 calendar days. You also have a flexible rewards scheme that allows for you to match your spending in order to get the best rewards. You can also modify your spending category each monthly to ensure that you are maximizing your rewards throughout year.
Customers who have a large combined Merrill Lynch and bank account balance will be eligible for a generous welcome bonus. Earn between 3.75% to 5.25% cashback in a select category and get 3.5% dining rewards for the first $50,000 combined purchase. On all other purchases, you will also receive 1.75% Cash Back