A solid credit card portfolio will make a significant contribution to your financial future. You'll have greater chances of getting approved to reward cards if you build up credit during college. Students with good credit may choose from a range of cards depending on their financial situation, credit history and spending plans.
Capital One QuicksilverOne cash rewards credit card
The Capital One QuicksilverOne Rewards credit card, which is available to recent college graduates with fair to good credit and who want to build credit, is a great choice. The card offers a low $39 annual fee and rewards program that earns consumers 1.5 percent on every dollar spent. It is intended to help new graduates rebuild their credit. The cash can be used to make monthly payment or redeem for statement credit.
Capital One offers credit cards with premium rewards for recent college graduates. Popular options include QuicksilverOne Rewards and SavorOne Student. These credit cards have similar benefits to the premium rewards cards but are designed for recent college graduates. The cards come with decent rewards and offer a $200 bonus for purchases of $500.
Capital One SavorOne Students Cash Rewards Credit card
Students can enjoy a variety of benefits with Capital One SavorOne Cash Rewards Credit Cards. Capital One SavorOne Student Cards do not have foreign transaction fees. They are a good option for students who travel extensively. You can also get rewards on dining or entertainment. There are some drawbacks to the card, including a modest cash back earning rate that is not applicable to favored categories.
Capital One SavorOne student cash rewards credit card provides cash back for purchases made in restaurants, cafes, and grocery stores. Cashback is available at most locations, but not for purchases at Walmart or other big-box retailers. Capital One SavorOne Student cash rewards credit cards allow you to get up 3% cashback every day on purchases.
Capital One Platinum Secured Visa Card
Capital One Platinum Secured Credit Card is an option for students who are just graduating from college and looking to build their credit. The card isn't expensive, but there are no foreign transaction fees and an annual fee. If you want to know more about this card, read MoneyGeek's review. It will give a summary of the features and help you compare it with other credit options.
The Capital One SavorOne Student Cash Rewards Credit Card is another great option for recent college graduates. This card provides rewards for all purchases. It will help you build your credit record and develop good habits. You may also be eligible for a six-month increase in your credit limit. You will earn 1% cashback for all purchases made with this card. The cash back you earn can be increased to 1.25 if your payments are made on time.
Petal 2 "Cash Back, No Fees" Visa Credit Card
The Petal 2 "Cash Back, No-Fees" Visa Credit Card for recent college graduates is designed to help recent grads manage their finances and build credit. The algorithm will consider your income, savings, spending and could even factor in your credit score. To apply, simply link your bank account to Petal's website. The site will have access to your account but not your login credentials.
The Petal 2 "Cash Back, No-Fees" Visa Credit Card for recent college graduates from WebBank is an excellent option for recent college graduates with no credit history. Although it offers rewards for good credit behavior and rewards, the rewards structure can be confusing for novices. It's a great option for recent grads that don't want to have to pay annual or monthly charges but still need a creditcard.