If you are a recent immigrant with an SSN and ITIN, you can apply for a Citi Secured Mastercard. This card allows you to establish your credit score and make a small deposit. For example, you could deposit $49 for a $200 credit line and pay the balance off every month. Citi Secured Credit Cards are a great way to get started if you don’t have much money.
Capital One Platinum Secured Visa Card
A Capital One Platinum Secured credit card is an excellent option for immigrant who wants to improve their credit score. This card comes with no annual fees and does not require a Social Security number. It is an affordable way to build your credit. This card is also suitable for immigrants who have limited credit histories.
Capital One Platinum Secured Credit Card is available for immigrants with a $200 security deposits. It can improve your credit and build a solid payment history. This credit card reports to all three credit agencies, which is great for people with bad credit.
Citi Secured Mastercard
If you're an immigrant and new to the United States, you may be wondering if you can get a credit card. There are many options to choose from. A secured credit card is the first. A deposit is required, usually less than the card's maximum credit limit. The benefits of a traditional card include cash back, extended warranties, and travel aid. This type of card also reports your activity to all three major credit bureaus, so your credit report can be checked if necessary.
An immigrant looking to build credit might want to consider a secured, rewards-based credit card. This type of card is great for immigrants looking to build credit, and it offers rewards like cash back on gas and dining. It is ideal for those with less credit who are unable to apply for an unsecured card.
Discover it(r), Secured Card
The Discover it Secured Credit Card offers the most affordable card for those with a poor credit history. Unlike most unsecured cards, it also earns a decent cash back rate and has no annual fee. You can also upgrade to a standard unsecured card if you use it responsibly after seven months.
As an immigrant, you might be wondering how to use a credit card. First, it is important to understand that you shouldn't make large purchases with your new credit card. Try to limit your credit limit to 30%. You should also carefully read the contract to ensure you fully understand the terms and fees of your new account. Avoid credit cards that have a high APR. You should also look for accounts with a lower annual fee than $50
Student Deserves an EDU Mastercard
The Deserve Mastercard For Students is a creditcard that's specifically designed for international students as well as immigrants. To get one, you must be an immigrant or an international student enrolled in an accredited institution of higher learning in the U.S. You also need to be at least eighteen years old and have a U.S. bank account. The card does not charge foreign transaction fees.
The Deserve EDU Mastercard for Students offers a variety of benefits for students and immigrants, including cash back on your school expenses. You can earn 1 per cent cash back on textbooks and school supplies. You'll also get unlimited 11% cash back on all purchases (exclusions gambling-related purchases and account fee).