There are many choices when it comes down to picking the best home renovation credit card. There are two options: the Lowe's Advantage Card and the Home Depot Consumer Credit Card. However, there are some limitations with both cards, such as the lack of deferred interest and intro APR periods. Also, these cards do not offer many rewards programs.
Citi Custom Cash
Citi Custom Cash creditcard offers solid rewards structure as well as the possibility of huge cashback savings. There are a few things you need to know. You will have to plan your purchases carefully to maximize your cashback. The spending limit for the card is $500 per billing cycle. The card doesn't offer any bonus cash back for other purchases, except groceries.
Bank of America Customized Rewards Cash
Bank of America offers many credit cards that provide home improvement rewards. Because it has no annual fee and offers great rewards, the bank's Customized cash Rewards card is a good option. This card will earn you between 25 percent and seventy-five% back on purchases. You can use it for home improvement, dining, groceries, gas and more. You can choose to spend a set amount on gas, groceries and home improvement each month, and there is no maximum spending limit.
Lowe's Benefit Card
The Lowe's Advantage Card can be a great choice if you are looking for home improvements. You get an ongoing discount of 5% on eligible purchases. There is no annual fee. There are also promotional financing options available for major renovations. You may be interested in the Lowe's credit cards benefits. Many Home Depot customers switch because of the 5 percent rewards program.
Lowe's Consumer Credit Card
Lowe's Consumer Credit Card can be a great choice for home improvement spending. The card gives you a 5% discount on all eligible purchases The discount is immediate and not calculated with points. Even if you do not use this card often, the card can offer incredible savings.
Discover It Cashback Card
This card is a good choice due to the low annual charge and the rewards program provided by Discover It Cashback Card. The card offers 0% APR purchases and balance transfers in the first year. Purchases in certain categories like groceries, restaurants, and grocery stores can be eligible for 5% cashback. In addition to cash back, the Discover card also matches the cash back you earn during the first year of use.
Citi Double Cash Card
Citi Double Cash Card, with its amazing rewards, is the best home renovation card. There are two options: 1% for purchases and 2% for balance payments. Additionally, you will get more rewards that other cards than travel and merchandise. There's also no annual fee.